Blount County Real Estate Market Report: Q4 2025
The latest housing market data and trends for Blount County, Tennessee. Sales analysis, pricing trends, and expert insights to help you make informed real estate decisions.
Published: November 18, 2025 | By Tracy Southard, Local Real Estate Expert
Executive Summary
Blount County's real estate market concluded Q4 2025 in a balanced state, with steady demand meeting improved inventory levels. The median home price stabilized around $330,000, representing modest year-over-year growth of 4.2%. Sales volume remained healthy, though moderately below the peak levels of 2021-2022.
Days on market averaged 30-35 days, indicating neither a hot seller's market nor a sluggish buyer's market. Inventory levels increased to 2.8 months, up from 1.5 months in 2024, giving buyers more choices while sellers still received solid offers on well-priced homes.
The Maryville City Schools zone continued commanding premium prices with faster sales, while other areas of the county offered better value for buyers seeking space or rural settings. Interest rates hovering around 6.5-7% moderated demand compared to the 3% days, but strong local employment and migration from higher-cost areas sustained market activity.
Key Metrics at a Glance
| Metric | Q4 2025 | Q3 2025 | Change | Q4 2024 | YoY |
|---|---|---|---|---|---|
| Median Home Price | $330,000 | $325,000 | +1.5% | $316,500 | +4.2% |
| Avg. Days on Market | 32 | 28 | +14% | 22 | +45% |
| Homes Sold | 425 | 468 | -9.2% | 456 | -6.8% |
| Inventory (months) | 2.8 | 2.4 | +17% | 1.5 | +87% |
| List-to-Sale Ratio | 98.5% | 99.2% | -0.7% | 101% | -2.5% |
Price Trends
Blount County's median home price reached $330,000 in Q4 2025, representing a 1.5% increase from Q3 and 4.2% year-over-year growth. This modest appreciation reflects a market that has cooled from the rapid price increases of 2020-2022 but remains healthy. Prices have stabilized rather than declining, indicating underlying demand strength despite higher interest rates.
Price appreciation varied by area. Maryville City Schools zones continued showing the strongest appreciation (5-6% YoY), while Alcoa and rural areas grew more modestly (2-3% YoY). Waterfront properties on Fort Loudoun Lake maintained premium pricing, though sales volume was lighter due to higher price points and interest rates affecting buyer purchasing power.
Price by Property Type
- Single-Family Homes (Maryville): $335,000 median
- Single-Family Homes (Alcoa): $280,000 median
- Townhomes/Condos: $245,000 median
- Luxury Market ($500K+): $625,000 median
- Rural/Land Properties: Wide variation, $300,000-$800,000+
Market Activity
Sales Volume
425 homes sold in Blount County during Q4 2025, down 9.2% from Q3's 468 sales. The Q4 decline is partly seasonal—fall and winter typically see reduced activity as holidays and weather slow the market. Year-over-year, sales were down 6.8% from Q4 2024's 456 sales, reflecting the impact of higher interest rates on buyer purchasing power.
Despite lower transaction volume, the market remained active. Well-priced homes in desirable locations continued selling relatively quickly, while overpriced or problematic properties sat longer. The reduction in sales reflects more selective buying, not market collapse.
Inventory Levels
Inventory reached 2.8 months of supply by quarter's end, up significantly from 1.5 months in Q4 2024. A balanced market typically has 5-6 months of inventory, so at 2.8 months, Blount County still leans slightly toward sellers, though nowhere near the extreme seller's market of recent years. The increased inventory gives buyers more choices and negotiating power while remaining tight enough to support prices.
Days on Market
Average days on market increased to 32 days in Q4 2025, up from 28 days in Q3 and significantly higher than Q4 2024's 22 days. This reflects the market transition from ultra-competitive to balanced. Homes no longer sell within hours of listing, but 30-day sales are still quite healthy. Properties in top school zones or exceptional locations sold faster (15-25 days), while overpriced or dated homes lingered (60+ days).
Market Conditions
Current Market: Balanced
Neither buyers nor sellers have overwhelming advantage. Well-priced homes sell within 30-40 days. Buyers have time to make thoughtful decisions without the extreme pressure of 2021-2022, while sellers still achieve fair prices without significant concessions.
For Buyers
Opportunities: More inventory means more choices. Less competition means less pressure and fewer bidding wars. Ability to negotiate on price, repairs, or closing costs.
Strategy: Still be ready to act on great properties—they move quickly. But you don't need to waive contingencies or offer wildly over asking like in previous years. Focus on homes that truly fit your needs.
For Sellers
Opportunities: Prices remain near all-time highs. Demand is still solid, especially in sought-after locations. Good homes sell within 30-40 days.
Strategy: Price correctly from day one—the days of overpricing and still getting offers are gone. Prepare your home well, market aggressively, and be reasonable with buyers during negotiations.
What's Driving the Market
Economic Factors
Interest rates remained in the 6.5-7% range throughout Q4, significantly higher than the 3% rates of 2020-2021 but stabilized from earlier 2024 volatility. These rates reduce buyer purchasing power but haven't collapsed demand. Local employment remains strong with low unemployment in Blount County, supporting housing demand.
Seasonal Trends
Q4 typically sees reduced activity as holidays and weather slow the market. The 9.2% sales decline from Q3 to Q4 is partly seasonal. Expect activity to pick up in spring 2026 as buyers re-enter the market with new year motivation and before summer moving season.
Migration Patterns
Blount County continues attracting relocations from higher-cost states, remote workers seeking affordable living, and retirees drawn to the Smoky Mountains proximity. This migration supports housing demand even as higher rates sideline some local move-up buyers.
Expert Analysis from Tracy
Over 600 transactions in East Tennessee
"Q4 2025 showed exactly what I expected—a healthy, balanced market where both buyers and sellers can succeed with the right strategy. We're finally back to a more normal market after the craziness of 2020-2022."
"For buyers, this is actually a great time. Yes, interest rates are higher than a few years ago, but you have more choices, less competition, and room to negotiate. When rates eventually drop, you can refinance. But you can't wait forever for perfect conditions—life moves on, and if you need a home, these are workable conditions."
"For sellers, pricing correctly is more important than ever. The market will not bail you out if you overprice. But price it right, prepare it well, and you'll get solid offers within 30-40 days. Homes in Maryville City Schools zones are still moving fast—I had three under contract in under two weeks in November."
"Looking ahead to 2026, I expect continued balance. Unless interest rates drop significantly (which would bring more buyers) or inventory spikes dramatically, we'll likely see similar conditions. That's actually good—sustainable, predictable markets benefit everyone more than boom-bust cycles."
Looking Ahead: Q1 2026 Outlook
Expect spring 2026 to bring increased activity as buyers re-enter the market seasonally. If interest rates decline even modestly, pent-up demand could drive a more competitive market. However, barring major economic changes, Q1 will likely mirror Q4's balanced conditions.
Inventory may continue increasing modestly as sellers who delayed listing in 2024 decide to move. New construction activity remains steady, adding supply. The Maryville City Schools premium will persist—those zones will remain competitive regardless of broader market conditions.
For both buyers and sellers, spring 2026 offers opportunity. Buyers: take advantage of current selection before spring competition increases. Sellers: listing in early spring (March-April) historically attracts maximum buyer activity.
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Get in TouchData Sources: MLS data, public records, and local market observations. All data represents approximate values and trends for informational purposes.
About the Author: Tracy Southard is a licensed real estate agent with Realty Executives Associates, specializing in Blount County and East Tennessee. With over 600 successful transactions and deep local market knowledge, Tracy provides expert analysis and guidance.
Published: November 18, 2025