Loudon County Real Estate Market Report: Q4 2025
Analysis of Loudon County's lakefront and rural housing market for Q4 2025. Market trends, pricing data, and insights for waterfront properties and rural real estate.
Published: November 18, 2025 | By Tracy Southard
Executive Summary
Loudon County's Q4 2025 market demonstrated the unique dynamics of a lakefront-focused market. The median home price of $315,000 reflects a split market—waterfront properties commanding premium prices while rural inland properties offer more affordable options. Year-over-year appreciation of 3.5% shows steady demand for the county's lifestyle amenities.
Sales volume of 285 homes was down seasonally from Q3 and modestly from Q4 2024, reflecting both seasonal patterns and the higher-rate environment. However, lakefront properties continued selling well to retirees and second-home buyers. Inventory reached 3.5 months, higher than neighboring counties, giving buyers better selection particularly in non-waterfront properties.
Key Metrics
| Metric | Q4 2025 | Q4 2024 | YoY Change |
|---|---|---|---|
| Median Home Price | $315,000 | $304,500 | +3.5% |
| Avg. Days on Market | 42 | 32 | +31% |
| Homes Sold | 285 | 315 | -9.5% |
| Inventory (months) | 3.5 | 2.2 | +59% |
| Median Waterfront Price | $565,000 | $545,000 | +3.7% |
Market Insights
Loudon County's market is defined by its lakefront properties. Tellico Lake and Fort Loudoun Lake waterfront homes maintained strong demand, particularly from retirees seeking lifestyle properties. The median waterfront price of $565,000 reflects this premium market segment. Non-waterfront homes averaged significantly less, around $280,000, offering value for buyers who don't require lake access.
Tellico Village, the county's largest planned lakefront community, remained active with steady sales. The community's amenities—golf courses, marinas, recreation facilities—continue attracting retirees from across the country. Rural properties on acreage appealed to buyers seeking space and privacy, though higher interest rates slowed this segment modestly.
Tracy's Analysis
"Loudon County's lakefront market remains resilient. Waterfront buyers are often less interest-rate sensitive—they're buying lifestyle, not just shelter. Non-waterfront properties offer excellent value for buyers wanting country living without the lake premium. The inventory increase here is actually healthy—buyers have real choices instead of settling for whatever's available. If you're considering Loudon County, understand the waterfront premium and decide if it's worth it for your situation."
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Get in TouchData Sources: MLS data, public records, and local market observations. All data represents approximate values and trends for informational purposes.
Published: November 18, 2025